| Learning / Learning English |
Banking English: Personal Account and Deposit Account
Role-Play Exercise 1
| Bank clerk: | — May I ask you for some particulars so that I can fill in these forms. First of all, may I have your name, please? | |
| You: | — ... | |
| Bank clerk: | — Your profession? | |
| You: | — ... | |
| Bank clerk: | — Your address? | |
| You: | — ... | |
| Bank clerk: | — Your wife´s name is...? | |
| You: | — ... | |
| Bank clerk: | — ...and her maiden name? | |
| You: | — ... | |
| Bank clerk: | — Here´s the form for the opening of an account. If you could sign it here..., and here. Thank you. And could I have a specimen of your signature here, please.... Thank you. May I have your identity card, please? | |
| You: | — ... | |
| Bank clerk: | — All right. Let´s go over to the counter and you can deposit the money. | |
| You: | — ... |
Role-Play Exercise 2
| You: | — ... | |
| Bank clerk: | — Certainly madam. Would you like a Standard Plus or an Elite account? | |
| You: | — ... | |
| Bank clerk: | — You can open a Standard Plus account with just €10. The account comes with a cash card so you can withdraw your money at any time. The Standard Plus account currently pays 1.8% interest. For the Elite deposit account you need a minimum of €1000, and you have to give 21 days notice to withdraw money. The interest rate is 3.2%. | |
| You: | — ... | |
| Bank clerk: | — Certainly. How much would you like to put into the account? | |
| You: | — ... | |
| Bank clerk: | — All right. We´ll need two documents: one proof of ID, such as passport, ID card or driving licence with photograph, and one proof of address, such as a recent telephone or utilities bill, credit card statement etc. | |
| You: | — ... |
Role-Play Exercise 3
| You: | — ... | |
| Bank clerk: | — Yes? | |
| You: | — ... | |
| Bank clerk: | — Yes, sir. It´s the remittance you sent to New York. | |
| You: | — ... | |
| Bank clerk: | — That´s the bank charge. | |
| You: | — ... | |
| Bank clerk: | — No sir, that´s an interest charge. You´ve overdrawn your account this month. | |
| You: | — ... | |
| Bank clerk: | — No problem. |
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